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Chad's avatar

Full retirement age is a confusing phrase but you say benefits don't matter. I am in the post 1960 birth status. I will draw more at 67 than 65 than 62. Is there more to that?

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Tom Mangan's avatar

I turned 62 last November and my wife just turned 64, so we're right on the cusp of all this. Lately I've been looking at my benefits estimate, calculating our monthly expenses and adding up all the possible revenues from SS, a pension, my IRAs and part-time work up to the limit SS allows.

I could probably retire (mostly) now - it'd be a bit of a squeeze, but I just don't feel like I want to be on vacation for the rest of my life.

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