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Anxiety and uncertainty on how much you need to retire is a big opportunity for Whatever Years to tackle. We currently are sitting on more than we set as our target a decade ago, but I still dont feel comfortable. Should this be an objective/actuarial decision? Does subjectivity and emotion have a place in this?

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My current fear is that it's the top of the market, and there's going to be a correction. But when? And how much? I'm waiting for that. But yeah, it's subjective and emotional.

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Annie, this question of what is enough is one that plagues our country. My husband and I have enough. We feel fortunate that we have enough that we agreed to retire early and NOT spend the last 1/4 of our lives chasing after more and more. But I can tell you that almost all of our friends who are in similar financial situations simply cannot fathom doing what we did. It’s sad.

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