This is so sobering. While my husband have saved and s/b okay, life can throw curveballs. That's one reason I'll keep working, at least for a while. The idea of having no income freaks me out.
While you can’t totally control health or the onset of dementia, you can control many of the factors. Exercise. Keep your weight in a normal range. Work your brain. Stay connected to a community. And hope you stay healthy and die at home when you’re 100. I have a 95 yo friend who is taking that approach and just got back from a six week trip to England.
Yes, long term care policies are relatively cheap when you're young, but as you age, they raise the rates on the entire class. My husband has long term care and the premium doubled when he hit age 75.
This is so sobering. While my husband have saved and s/b okay, life can throw curveballs. That's one reason I'll keep working, at least for a while. The idea of having no income freaks me out.
While you can’t totally control health or the onset of dementia, you can control many of the factors. Exercise. Keep your weight in a normal range. Work your brain. Stay connected to a community. And hope you stay healthy and die at home when you’re 100. I have a 95 yo friend who is taking that approach and just got back from a six week trip to England.
Yes, long term care policies are relatively cheap when you're young, but as you age, they raise the rates on the entire class. My husband has long term care and the premium doubled when he hit age 75.